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In the shorter term, the cigarette ban may help with one new business: CVS is offering patients smoking cessation therapy, which will usually be paid for by insurance but which some patients will need to pay for out of pocket

Retailers often have strict no-return policies due to a combination of manufacturer agreements, health regulations, and legal restrictions

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These new efforts have led CVS to work more closely with hospitals, doctors networks, and what are called Accountable Care Organizations, new types of organizations encouraged by Obamacare in which doctors agree to be paid not for every stitch, prescription, or procedure but based on how well patients do after treatment