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Certain items are excluded from duty-free allowances, including firearms, excess tobacco or alcohol, gold/silver (except ornaments), and flat-panel TVs

Cuts tobacco spending by 50 to 75 percent compared to commercial packs Commercial cigarette packs can exceed $11

Darrell had a nineteen-year career in banking with Commerzbank Securities, Swiss Re New Markets, ABN Amro Bank and Citicorp/Citibank where he held various capital markets and corporate finance roles

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