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Prudential Life Insurance for Smokeless Tobacco How to Get Non Smoker Rates what are insurance companies smoking : r motorcycle How Do Insurance Companies Know If Youre a Smoker?, They dont just rely on what you say. They can check medical tests, records, past applications, and even investigate during a claim., Important: If Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. #

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