tobacco user insurance Fact #11: Vaping is considered use by many health insurance carriers. That means it may increase your monthly premium—just like smoking. Always answer tobacco questions honestly when applying for coverage. # Youngkin says he will sign

Youngkin says he will sign legislation ending higher insurance premiums for tobacco users Virginia Mercury Nicotine use has evolved faster than insurance definitions. As smoking declines, vaping, HTPs, nicotine pouches, and cannabis are reshaping risk, yet frameworks still rely on smoker vs non smoker. An intermediate risk group Smokers Would Pay More For Insurance, Non Smokers Less, if Md. Allows Tobacco Use Surcharge Maryland Matters VitalShield Insurance Blogs

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