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Reassessing insurance coverage and fiduciary exposure as tobacco surcharge litigation risks grow Lockton Safelite Faces Proposed Class Action Suit Over Alleged Insurance Surcharges MCPersonalFinance That occasional cigarette at a wedding or social gathering could cost more than you think. Insurance companies increasingly take a broad view of smoking habits, and even infrequent tobacco or Maximizing Insurance Coverage for Emerging 'Tobacco Surcharge' ERISA Litigation Pro Policyholder
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