how do insurance companies know if you use tobacco Fact #11: Vaping is considered by many health insurance carriers. That means it may increase your monthly premium—just like smoking. Always answer tobacco questions honestly when applying for coverage. # IIf you start smoking after

IIf you start smoking after purchasing an insurance policy, your existing coverage will generally remain valid, and your claims wont be automatically rejected. However, insurance companies expect How Smoking Affects Your Health Insurance Premiums William Rademacher Agency, Inc. How do insurers know if you smoke? Will they STALK you? Is your life insurance company cool with marijuana? MarketWatch

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