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Ryan Hopkins, Senior Brand Manager Fine Cut Tobacco at Imperial Tobacco, commented: Launched in June 2007, Gold Leaf was developed to meet the ever changing preferences of adult smokers

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The specific coverage can vary depending on the policy terms and limits, but here are some common aspects that insurance companies may pay for after a fire: Repairs for smoke and water damage caused by fire or rebuilding the property Replacement of any personal property like appliances and furnishings Compensation for total loss of rental income Legal fees and medical expenses to cover damages and certain costs to others stemming from the tenant-caused fire Although your insurance company may cover the above items, many landlords will still be required to pay their landlord's deductible